Overdraft is a profitable financial addition to your salary card!
Overdraft - a loan provided by the Bank to the Borrower within the established limit and term.
- Overdraft for 12 months.
- The size of the interest rate of the overdraft is 22% per annum.
- No hidden commissions: only the interest rate.
- Debt on the loan is automatically repaid after the transfer of wages/pension to your card.
- The amount of the issued overdraft shall not exceed 3 – time of the average monthly salary/pension.
- A request for an overdraft.
- The passport (copying of the corresponding pages from the original document is made in the bank).
- Documents to secure the loan
For reference: minimal salary is presently - 300 000 UZS
General terms
Interest rate
22%
Loan amount
No more than 3 average monthly wages of the borrower, excluding taxes and obligatory payments
Loan target
Overdraft for individuals
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
12 month
Loan processing method
bank branch
Grace period
Yes (up to 3 months)
How to get a loan?
1
Fill out an application
The process of obtaining a loan begins with the submission of an application - online or in one of the bank branches.
2
Wait for a decision
The application will be reviewed within one business day.
Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.
Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.
3
Get a loan
After the application is approved, we will transfer the money for your purchase to the seller's account
Terms and Conditions
Overdraft - a loan provided by the Bank to the Borrower within the established limit and term.
Required documents for obtaining a loan:
- A request for an overdraft.
- The passport (copying of the corresponding pages from the original document is made in the bank).
- Documents to secure the loan
The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
If you have questions about deposits, our consultants will answer them.
Single Call Center
Work schedule: MO-FR 08:00-20:00, SA-SU 09:00-18:00
The Alliance mobile application is equipped with interactive services and a calculator.
An online chat with the Bank's Support Service is also available.
FAQ
Make payments on loans at any time convenient for you
You don't have to go anywhere! The Alliance application will allow you to redeem it anywhere in the world, the main thing is that there is Internet! The payment process is as simple as possible.
Point your mobile phone camera at the QR code
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