Overdraft

Overdraft is a profitable financial addition to your salary card!

Overdraft - a loan provided by the Bank to the Borrower within the established limit and term.

Overdraft for 12 months.
The size of the interest rate of the overdraft is 22% per annum.
No hidden commissions: only the interest rate.
Debt on the loan is automatically repaid after the transfer of wages/pension to your card.
The amount of the issued overdraft shall not exceed 3 – time of the average monthly salary/pension.

To receive an overdraft, the following documents shall be provided to the Bank:

A request for an overdraft.
The passport (copying of the corresponding pages from the original document is made in the bank).
Documents to secure the loan

Information sheet about the basic conditions of the loan

Size: 39.82 KB

Format: zip

For reference: minimal salary is presently - 300 000 UZS

General terms

Interest rate

22%

Loan amount

No more than 3 average monthly wages of the borrower, excluding taxes and obligatory payments

Loan target

Overdraft for individuals

Frequency of payments

Monthly

Repayment method

Differentiated, Annuity

Credit term

12 month

Loan processing method

bank branch

Grace period

Yes (up to 3 months)

Loan calculator

It is very convenient to use the credit calculator on the site before you decide to apply to the bank for a loan. On the site, by increasing or decreasing the loan term, you can choose the best option for yourself based on the funds that you have to make a monthly installment.

How to get a loan?

1

Fill out an application

The process of obtaining a loan begins with the submission of an application - online or in one of the bank branches.

Submit an application

2

Wait for a decision

The application will be reviewed within one business day.

Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.

3

Get a loan

After the application is approved, we will transfer the money for your purchase to the seller's account

Overdraft - a loan provided by the Bank to the Borrower within the established limit and term.

Required documents for obtaining a loan:

A request for an overdraft.
The passport (copying of the corresponding pages from the original document is made in the bank).
Documents to secure the loan

The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.