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Credit card

  • from 27,99%
    Interest rate
  • up to 60 months
    Credit term
  • up to 100 million sum
    Loan amount
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Credit card - is a bank card that can be used for non -cash payment of goods and services at the expense of bank credit funds.

A credit card, just like a debit card, can be used to pay anywhere (shops, cafes, restaurants, etc.), you can pay for any goods, works or services. You can withdraw cash from a credit card, convert money into foreign currency, and also use it for online payments. Interest will only accrue on funds actually used and not on the credit card's allowed limit.

The credit card limit is renewable, which means that part of the loan repaid by the borrower can be borrowed again.

“Qulay Hamyon” Credit card

Maximum limit amount

up to 100 million sum

Maximum term

up to 60 months

Grace period for credit card limit reduction

up to 12 months

Requirements for the Borrower

An individual who is a resident of the Republic of Uzbekistan and has reached the age of 18.

Issuance form

to a sum plastic card, open in JSCB "ASIA ALLIANCE BANK"

Interest rate

up to 12 months - 27,99%

up to 36 months - 33,00%

up to 48 months - 33,50%

up to 60 months - 34,00%

Issue of the credit card

Free

Required documents


Identification document (passport, ID-card, residence permit, etc.)


The bank independently receives information about the borrower’s average monthly income electronically through special networks. In this case, income information was calculated for at least the last 6 (six) months. If it is impossible to determine the Borrower's average monthly income, the Borrower may be required to provide documents confirming the average monthly income and other sources of income.
   Security • for a credit card issued for an amount up to 25,000,000.0 (twenty-five million) soums - a third party guarantee/insurance policy or other liquid security that satisfies the bank’s requirements for an amount of at least 125% of the loan amount;
• for loans from 25,000,000.0 (twenty-five million) to 100,000,000.0 (one hundred million) soums - liquid collateral that meets the bank’s requirements in an amount of at least 125% of the loan amount.
Additional terms
• When applying for a credit card, a borrower wishing to receive a retail loan product must have a continuous work history of at least 6 (six) months at his last place of work;
• The borrower's net income should not be less than 6 times the BDV;
• 50% of the borrower's average monthly net income must be sufficient to cover the maximum monthly loan payment and the average monthly payment on existing loans/debts.


General terms

Interest rate
from 27,99%
Loan amount
up to 100 million sum
Loan target
Credit card for individuals
Frequency of payments
Monthly
Repayment method
Differentiated
Credit term
up to 60 months
Loan processing method
-
Grace period
No (up to 12 months)
Calculate your loan
The consumer loan calculator allows you to calculate the approximate amount of the overpayment for the term of using the loan, and the approximate amount of the monthly installment.
100000
sum
Enter amount of loan required
60
months
Select the planned loan term
The calculation is preliminary.
The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
  • Interest rate
    ...%
  • Average monthly payment
    ... sum
  • Full cost of the loan
    ...%
Information sheet

We are happy to help you

Our consultants will help you solve any issue. Just give us a call or request a call back.

If you have questions about deposits, our consultants will answer them.
(+998 71) 231-60-00
Single Call Center
Work schedule: 24/7

The Alliance mobile application is equipped with interactive services and a calculator.

An online chat with the Bank's Support Service is also available.

FAQ

Make payments on loans at any time convenient for you
You don't have to go anywhere! The Alliance application will allow you to redeem it anywhere in the world, the main thing is that there is Internet! The payment process is as simple as possible.
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(+998 71) 231-60-00

Work schedule: 24/7
Consumer rights protection
(+998 71) 231-60-67
Work schedule: MO-FR 09:00-18:00
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(+99871) 231-60-76
Work schedule: MO-FR 09:00-18:00
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