Car loan «ROODELL»

CAR LOAN «KIA&CHERY» - Consumer loan to individuals for the purchase of KIA and CHERY (except for the KIA "Sonet" model vehicle) cars produced in the Republic of Uzbekistan and sold through the network of authorized Dealers in the domestic market.

The loan is granted in the amount of not more than 85% of the cost of the Car, provided that the Borrower makes a down payment of not less than 15% of the Car cost.

Persons interested in obtaining a loan can choose the parameters of their loan based on the following options, depending on the amount of the initial loan payment:

The Bank provides the opportunity to choose the method by which the monthly payment for the car loan will be calculated. The first one - when the payments are the same every month (annuity), and the second one – when they decrease over time.

The client's expenses related to the loan include only the costs of insurance  for vehicles purchased at the loan expense. The issuance and maintenance of loans for the purchase of road transport is not subject to any additional payments.

As collateral for the loan, the Bank accepts:

• collateral of motor vehicles purchased with a loan (the main collateral);
• insurance policy that meet the requirements of the Bank (optional).

To obtain a Loan, the Bank shall be provided with the following documents:

1. Application for the Loan.
2. Contract of delivery of the car.
3. Identity document (passport, ID-card, residence permit, etc.)
4. Documents to secure the loan.
5. In cases where the client is married - a statement from the spouse about consent to provide collateral for a car purchased with bank loan funds: if the client is not married -a document confirming the absence of marriage is provided.
   
6. Self-employment certificate.*    *when providing loans to self-employed persons
   

The Bank reserves the right to request additional documents for the most complete analysis of the Borrower's/Co-Borrower's solvency.