Credits

Consumer credit

Consumer credits are provided to individuals for purchasing goods and services produced in the Republic of Uzbekistan and intended for satisfaction of their consumer needs.

from 27,99%

Interest rate

up to 36 months

Credit term

up to 500 times the Base Design Value (BV)

Loan amount

Consumer credits are provided to individuals for purchasing goods and services produced in the Republic of Uzbekistan and intended for satisfaction of their consumer needs.

Loans are provided to physical persons – residents (hereinafter –the"Borrower"), having a permanent job and residence in Tashkent city and Tashkent region, as well as in other areas where there are regional branches of the Bank and those opened demand deposit accounts in national currency at the Bank."

Credit arrangements for medical services.

Credit arrangements for purchasing of household appliances of domestic manufacture.

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Credit arrangements for purchasing of furniture of domestic manufacture.

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Credit arrangements for purchasing of windows, grids, steel plate door etc.

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Credit arrangements for conduction of celebrations.

Credit arrangements for purchasing of air tickets.

Terms of customer crediting:

Maximal amount of credit	500 minimum earnings
Interestrate	up to 12 months – 27,99% annually up to 36 months – 32,00% annually
Purpose of credit	To purchase goods and services for consumer needs
Redemption of principal debt and interests	Monthly

Documents necessary for obtaining of a credit:

Application for credit
an identity document (passport, ID-card, residence permit, etc.)
Certificate of income of applicant issued by permanent place of work for the last 12 months
Contract for the sale of goods or service rendering purchased on account of the credit
Documents for security of credit recovery

Bank reserves the right to request additional documents for more complete analysis of the borrower's solvency.