A microloan is a convenient and affordable way to quickly get the right amount for any purpose. This modern tool allows people to get out of the difficult financial situation, when they suddenly need a small amount of money for unforeseen expenses related to the need to repair something, pay for schooling, treatment, bills, purchase a ticket, furniture, equipment, or to repay urgently a debt.
The issuance of a microloan by the Bank is made in a non-cash form by crediting funds to a plastic card.
Microloans are provided to individuals who have a steady income, sufficient for monthly debt servicing on a microloan.
«Fursat» Microloan
|
Maximum amount |
up to up to 50 million sum |
|
Maximum term |
up to 12 months |
|
Form of granting of a credit |
on a sum of plastic card, opened in "ASIA ALLIANCE BANK" JSCB |
|
Interest rate |
23% per annum |
|
Required documents |
an identity document (passport, residence permit, etc.); a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash; documents for securing return of a microloan. |
|
Security |
up to 75 (Minimum wages) - third party guarantee/insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount; more than 75 (Minimum wages)- up to 150 (Minimum wages) insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount more than 150 (Minimum wages) - insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount |
«Imkon» Microloan
|
Maximum amount |
up to up to 50 million sum |
|
Maximum term |
up to 36 months |
|
Form of granting of a credit |
on a sum of plastic card, opened in "ASIA ALLIANCE BANK" JSCB |
|
Interest rate |
26,99% per annum |
|
Required documents |
an identity document (passport, residence permit, etc.); a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash; documents for securing return of a microloan. |
|
Security |
up to 75 (Minimum wages) - third party guarantee/insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount; more than 75 (Minimum wages)- up to 150 (Minimum wages) insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount more than 150 (Minimum wages) - insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount |
For reference: minimal salary is presently - 270 000 UZS