Microloan

A microloan is a convenient and affordable way to quickly get the right amount for any purpose. This modern tool allows people to get out of the difficult financial situation, when they suddenly need a small amount of money for unforeseen expenses related to the need to repair something, pay for schooling, treatment, bills, purchase a ticket, furniture, equipment, or to repay urgently a debt.
The issuance of a microloan by the Bank is made in a non-cash form by crediting funds to a plastic card.

Microloans are provided to individuals who have a steady income, sufficient for monthly debt servicing on a microloan.

«Fursat» Microloan

Maximum amount	up to up to 50 million sum
Maximum term	up to 12 months
Form of granting of a credit	on a sum of plastic card, opened in "ASIA ALLIANCE BANK" JSCB
Interest rate	24% per annum
Required documents	an identity document (passport, residence permit, etc.); a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash; documents for securing return of a microloan.
Security	Loan amount up to 20,000,000.0 sum - third party guarantee/insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount; Loan amount from 20,000,000.0 sum to 40,000,000.0 sum insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount Loan amount over 40 000 000.0 sum - insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount

«Imkon» Microloan

Maximum amount	up to up to 50 million sum
Maximum term	up to 36 months
Form of granting of a credit	on a sum of plastic card, opened in "ASIA ALLIANCE BANK" JSCB
Interest rate	27,99% per annum
Required documents	an identity document (passport, residence permit, etc.); a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash; documents for securing return of a microloan.
Security	Loan amount up to 20,000,000.0 sum - third party guarantee/insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount; Loan amount from 20,000,000.0 sum to 40,000,000.0 sum insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount Loan amount over 40 000 000.0 sum - insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount

«Ishonch» Microloan

Maximum amount	up to up to 50 million sum
Maximum term	up to 12 months
Requirements for the borrower	An individual, which is a resident of the Republic of Uzbekistan, which has reached 18 years of age and having a special paradise of a plastic card as part of a monthly wage payment or pension to ASIA ALLIANCE BANK.
Form of granting of a credit	on a sum of plastic card, opened in "ASIA ALLIANCE BANK" JSCB
Interest rate	23 % per annum
Required documents	an identity document (passport, residence permit, etc.); documents for securing return of a microloan.
Security	Loan amount up to 30,000,000.0 sum - third party guarantee/insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount; Loan amount from 30,000,000.0 sum to 40,000,000.0 sum insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount Loan amount over 40 000 000.0 sum - insurance policy or other liquid collateral that satisfies the requirements of the bank at a rate of at least 125% of the microloan amount

Microloan agreement

Size: 34.50 KB

Format: docx

Information sheet about the basic conditions of the loan

Size: 39.82 KB

Format: zip

For reference: minimal salary is presently - 300 000 UZS

General terms

Interest rate

from 23%

Loan amount

up to 50.0 million sum

Loan target

Microloan for any purpose

Frequency of payments

Monthly

Repayment method

Differentiated, Annuity

Credit term

up to 36 months

Loan processing method

bank branch

Grace period

No

Loan calculator

It is very convenient to use the credit calculator on the site before you decide to apply to the bank for a loan. On the site, by increasing or decreasing the loan term, you can choose the best option for yourself based on the funds that you have to make a monthly installment.

How to get a loan?

1

Fill out an application

The process of obtaining a loan begins with the submission of an application - online or in one of the bank branches.

Submit an application

2

Wait for a decision

The application will be reviewed within one business day.

Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.

3

Get a loan

After the application is approved, we will transfer the money for your purchase to the seller's account

Microloans are provided to individuals who have a steady income, sufficient for monthly debt servicing on a microloan.

Required documents for obtaining a loan:

an identity document (passport, residence permit, etc.);
a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash;
documents for securing return of a microloan.

The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.