aab.uz
General terms
Loan target
Purchase of a new Exceed, Fiat, Opel, Geely, Wuling/Bardosh and more, vehicle sold by ASAKA MOTORS INTERNATIONAL LLC
Loan currency
Sum
Loan amount
Up to 75% of the vehicle's cost
Initial payment
From 25% of the vehicle's cost
Interest rate
0% per annum
Credit term
Up to 36 months
Loan processing method
Bank branch
Form of issue
Non-cash
Collateral
- The loan amount for the purchased motor vehicle is accepted as collateral at a value of at least 133.3 percent. - Additional collateral is not required until the collateral pledge agreement is notarized or independently executed by the bank.
Grace period
no
Repayment method
Differentiated, Annuity
Frequency of payments
Monthly
Borrower requirements
Resident of Uzbekistan, aged 18+, income determined by bank, documents may be required
Loan Provision Order
Loan funds are transferred to the account of the manufacturer or official dealers
Required Documents
A) Identity document (passport, ID card, residence permit, etc.);
B) Contract for the purchase and sale of a motor vehicle;
B) Self-employment certificate (when allocating loans to self-employed persons);
D) The client's spouse's statement of consent to provide the motor vehicle being purchased through the loan as collateral. In the absence of the spouse, a document confirming the absence of marriage on the day the client submits the loan application.
B) Contract for the purchase and sale of a motor vehicle;
B) Self-employment certificate (when allocating loans to self-employed persons);
D) The client's spouse's statement of consent to provide the motor vehicle being purchased through the loan as collateral. In the absence of the spouse, a document confirming the absence of marriage on the day the client submits the loan application.
Loan Service Fee
None
Additional Conditions
- With an initial payment of 25% to 30%: for a period not exceeding 24 months - 0.0% per annum;
- With an initial payment of 30% to 36%: for a period not exceeding 30 months - 0.0% per annum;
- With an initial payment of 36% or higher: for a period not exceeding 36 months - 0.0% per annum.
- The debt burden indicator of the Borrower/Co-borrower must not exceed 50%;
- Debt-to-income ratio must not exceed 8 times;
- Absence of current debt from the BPI;
- The credit history for the last 3 years obtained from credit bureaus must be positive. At the same time: 30+ allows up to 10;
60+ allows up to 5.
Individuals with a stable official source of income 90+ allows up to 1.
- An increased interest rate on overdue principal debt under car loans with a 0% interest rate shall be set at three times the Central Bank's base rate.
- With an initial payment of 30% to 36%: for a period not exceeding 30 months - 0.0% per annum;
- With an initial payment of 36% or higher: for a period not exceeding 36 months - 0.0% per annum.
- The debt burden indicator of the Borrower/Co-borrower must not exceed 50%;
- Debt-to-income ratio must not exceed 8 times;
- Absence of current debt from the BPI;
- The credit history for the last 3 years obtained from credit bureaus must be positive. At the same time: 30+ allows up to 10;
60+ allows up to 5.
Individuals with a stable official source of income 90+ allows up to 1.
- An increased interest rate on overdue principal debt under car loans with a 0% interest rate shall be set at three times the Central Bank's base rate.
Early repayment
Early repayment allowed
Loan terms and interest rates:
|
The amount of the initial payment ( Regarding the price specified in the vehicle supply contract ) |
Loan period / Interest rate | |||||
| 24 month |
30 month |
36 month |
||||
| From 25 % | 0,00% |
|
|
|||
| From 30 % |
|
0,00% |
|
|||
| From 36 % |
|
|
0,00% | |||
"ASAKA MOTORS INTERNATIONAL" LLC:
Tashkent city, Yashnabad district, Okhangrabo street 1B.
Phone number: +998 55 503 77 67.
Official website: www.asakamotors.com
Tashkent city, Yashnabad district, Okhangrabo street 1B.
Phone number: +998 55 503 77 67.
Official website: www.asakamotors.com
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
If you have questions about deposits, our consultants will answer them.
Contact center
Work schedule: 24/7
The Alliance Pay mobile application is equipped with interactive services and a calculator.
An online chat with the Bank's Support Service is also available.
Make payments on loans at any time convenient for you
You don't have to go anywhere! The Alliance Pay application will allow you to redeem it anywhere in the world, the main thing is that there is Internet! The payment process is as simple as possible.
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