aab.uz
General terms
Loan target
For the purchase of all types of new passenger cars
Loan currency
Sum
Loan amount
No more than 75% of the value of the car
Initial payment
From 25% of the value of the car
Interest rate
from 21% to 26% per annum
Credit term
up to 60 months
Loan processing method
Bank branch
Form of issue
Non-cash
Collateral
Pledge of a motor vehicle purchased through credit
Grace period
no
Repayment method
Differentiated, Annuity
Frequency of payments
Monthly
Borrower requirements
A natural person who is a resident of the Republic of Uzbekistan, age from 18 years.
The Bank independently determines the average monthly income of the borrower, and in the absence of this possibility, the borrower may be required to provide supporting documents.
The Bank independently determines the average monthly income of the borrower, and in the absence of this possibility, the borrower may be required to provide supporting documents.
Loan Provision Order
The credit is allocated to the account of the manufacturer or authorized dealers of the vehicle by full credit transfer.
Required Documents
- Identity document (passport, ID card, residence permit, etc.);
- Vehicle Supply Agreement;
- In cases where the client is married - application from the spouse for consent to provide a vehicle purchased with bank credit as collateral;
if the client is not married - Provide a document confirming the absence of marriage;
- Self-employment certificate (when providing loans to self-employed individuals)
- Vehicle Supply Agreement;
- In cases where the client is married - application from the spouse for consent to provide a vehicle purchased with bank credit as collateral;
if the client is not married - Provide a document confirming the absence of marriage;
- Self-employment certificate (when providing loans to self-employed individuals)
Loan Service Fee
None
Additional Conditions
Interest rate: 21.0% per annum (for loan terms up to 12 months), 23.0% per annum (up to 24 months), 25.0% per annum (up to 36 months), 26.0% per annum (up to 60 months). Early repayment is allowed at any time, either in full or in part.
Terms and Conditions
The client's expenses related to the loan include only the costs of insurance and registration of collateral for vehicles purchased at the loan expense. The issuance and maintenance of loans for the purchase of road transport is not subject to any additional payments.
Required documents for obtaining a loan:
- Application for the Loan.
- Certificate of employment or other document confirming the amount of income for the last 12 months.
- Contract of delivery of the car.
- Identity document (passport, residence permit, etc.)
- Documents to secure the loan.
The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
If you have questions about deposits, our consultants will answer them.
Contact center
Work schedule: 24/7
The Alliance Pay mobile application is equipped with interactive services and a calculator.
An online chat with the Bank's Support Service is also available.
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