Credits

Loans for business

from 24% per annum (in UZS), from 12% (in USD)

Interest rate

up to 24 months

Credit term

up to 300 million soums

Loan amount

General terms

Loan target

to expand and develop entrepreneurial activities based on creating new jobs that are not prohibited by law

Loan currency

soum/US dollar

Loan amount

up to 300 million soums

Interest rate

from 24% per annum (in UZS), from 12% (in USD)

Credit term

up to 24 months

Loan processing method

bank branch

Collateral

an insurance policy covering the risk of non-repayment issued by an insurance company acceptable to the bank

Grace period

yes
up to 6 months

Repayment method

differential, annuity

Frequency of payments

monthly

Required Documents

for individual entrepreneurs: loan application, registration certificate, copy of passport, documents confirming the place of activity; client-supported calculations with cash flow forecasts and confirmation of loan repayment, as well as other documents related to the project implementation.

Additional Conditions

1. If, during the loan period, the number of jobs planned to be created within the framework of the project is reduced, the benefits provided for the loan interest rate are canceled and the rate is recalculated with an increase of 4 points to the initially established interest rate. These conditions are specified in the loan agreement.
2. To establish the interest rate on the loan, the additional jobs created after the loan date are taken into account. (The period for creating jobs must be justified). The creation of jobs is confirmed by the registration card of employees hired by individual entrepreneurs in the state tax service bodies.
3. Number of new jobs created: from 3 to 5 people.

Early repayment

possibly

Limit increase

possibly

Early limit closure

possibly

Notes

for loan terms up to 12 months - 24.00% annually in local currency - 12.00% annually in foreign currency;
- for loan terms up to 18 months - 26.00% annually in local currency - 14.00% annually in foreign currency;
- for loan terms up to 24 months - 27.99% annually in local currency - 16.00% annually in foreign currency

«YANGI TADBIRKOR» – is intended to finance individual (private) entrepreneurs who have been engaged in entrepreneurial activity for at least three months, are permanently operating and have regular cash receipts