Credits

Mortgage loan «New house - hybrid»

26% per annum

Interest rate

Up to 180 months

Credit term

Up to 600 mln soums

Loan amount

General terms

Loan target

Provided additionally to the mortgage loan “New Home,” allocated in the amount of 480,0 million UZS in Tashkent and 380,0 million UZS in the regions from the funds of the Ministry of Economy and Finance of the Republic of Uzbekistan, for the purchase of apartments in multi-storey residential buildings on the primary housing market.

Loan currency

Sum

Loan amount

Up to 600 mln soums

Initial payment

From 25% (with official income), from 30% (for self-employed individuals)

Interest rate

26% per annum

Credit term

Up to 180 months

Loan processing method

Bank branch

Form of issue

Non-cash

Collateral

Collateral of the purchased property

Grace period

yes (6 months)

Repayment method

Differentiated, Annuity

Frequency of payments

Monthly

Borrower requirements

Residents of Uzbekistan, aged 18-60, officially employed or self-employed

Loan Provision Order

Non-cash

Required Documents

1. Application for a loan;
2. Identity document (passport, ID card, residence certificate, etc.);
3. Contract of purchase and sale of housing concluded with the contracting organization-seller;
4. Loan security documents;
5. If necessary, documents confirming the availability of permission from the authorized body for the construction of a multi-storey building in which the loaned object is purchased, acquired through a loan (decision of the khokim, etc.);
6. Extract from the cadastral register of the purchased apartment;
7. Self-employment certificate (when allocating a loan to self-employed individuals);
8. Document confirming payment of social tax from April 1, 2026 (when allocating a loan to self-employed persons).

Loan Service Fee

None

Additional Conditions

An insurance policy and a mortgage insurance agreement are not required. Early repayment can be made at any time, either in full or in part.