Credits

Car loan «SULTANOV MOTORS»

from 0% to 19% per annum

Interest rate

up to 60 months

Credit term

Not more than 75% of the car's value

Loan amount

General terms

Loan target

For the purchase of motor vehicles supplied by "SULTANOV MOTORS" LLC.

Loan currency

Sum

Loan amount

Not more than 75% of the car's value

Initial payment

At least 25% of the car's value

Interest rate

from 0% to 19% per annum

Credit term

up to 60 months

Loan processing method

Bank branch

Form of issue

By transferring funds to the settlement account of "SULTANOV MOTORS" LLC.

Collateral

- The purchased motor vehicle is accepted as collateral with a value of at least 133.3% of the loan amount. - Prior to the notarization of the mortgage agreement or its independent execution by the bank, no additional security is required.

Grace period

Repayment method

Differentiated, Annuity

Frequency of payments

Monthly

Borrower requirements

A natural person who is a resident of the Republic of Uzbekistan and has reached the age of 18.

Required Documents

A) Identity document: passport, ID card, residence permit, etc. B) Contract for the purchase and sale of a motor vehicle. C) Certificate of registration as a self-employed person — if the loan is provided to a self-employed person. D) The consent of the client's spouse to provide the motor vehicle being purchased through the loan as collateral. If the spouse is absent, a document confirming the absence of registered marriage on the date the client submits the loan application is submitted.

Additional Conditions

• The debt burden indicator of the borrower/co-borrower must not exceed 50%. • There must be no current debt to the MIB. • The debt-to-income ratio should not exceed 8 times the amount. • The credit history for the last 3 years obtained from credit bureaus must be positive. At the same time, the following is permitted: • 30+ - up to 10 cases;
• 60+ - up to 3 cases;
• 90+ - not permitted.