Credits

Information on the terms of international sovereign (corporate) bonds, deposits of foreign financial institutions, and foreign credit lines with available balances (limits) at JSCB "Asia Alliance Bank" (as of November 1, 2026.)

Austrian Development Bank Facility.

General terms

Date and Number of the Basic Loan Agreement (Loan No.)

21.05.2026 (782/IF/1)

Involvement under government guarantee or in the name of the Government (guaranteed/unguaranteed

non-guaranteed

Renewability of the credit line (revolving/non-revolving)

non-revolving

Amount and Currency of the Agreement

15 million US Dollars

Available Remaining Limit under the Basic Loan Agreement as of the Reporting Date

0,0 million US Dollars

Terms for the utilization of the credit line (start and end dates)

Until 30.09.2026

Purpose (sector) of Credit Line Allocation

Financing of small and medium-sized enterprises (SMEs), female enterpreneurs and “green projects”

Regions Where the Use of Credit Line Funds Is Permitted

Regions of the Republic of Uzbekistan where Regional Banking Service Offices of the Bank are located

Minimum and Maximum Loan Amount (for each allocated project loan)

Up to USD 1,000,000.0 per borrower

Financing Currency

USD

Maximum loan term under the credit line

Until 30.06.2031

Grace period on the loan

Up to 12 months

Cost of foreign credit resources (IFIs/Foreign bank, Ministry of Finance), %

SOFR + 3,6% p.a. (Approx. 8% p.a.)

Management fee

None

Commitment fee

None

Front-end fee (one-time initial fee)

None

Bank margin

Approx. 4%-5,5% p.a.

FINAL (TOTAL) APPROXIMATE ANNUAL INTEREST RATE

Approx. 12%-13,5% p.a.

Country of origin of goods, services, and/or equipment purchased with the loan

Unlimited

Document review timelines (branch, Head Office, Agency, IFIs/foreign banks, ECA, etc.)

1. Regional Banking Services Office - up to 3 days
2. Head Bank - up to 3 days
3. Formalization of the individual loan agreement and other permits - up to 4 days
TOTAL - up to 10 days

List of submitted documents

As per Appendix

Requirements (options) for collateral security

Not less than 125% of the loan amount in a form satisfying the Bank (real estate, equipment, vehicles, and others not prohibited by law)