Deposits

To open bank accounts, individuals must provide the following documents:

 - Application for opening an account; 

- An identity document (passport or other equivalent document); 

- Personal identification number of an individual (PINFL)

In a commercial bank, you can open a deposit in the name of a minor child by presenting an identity document of the father / mother or legal representative of the minor (passport / identity card / new driver's license / military ID) and a birth certificate of the child.

Interest on the deposit can be received in advance if the terms of the agreement provide for such an opportunity.

To do this, you must submit the following package of documents: 

1. bank deposit agreement and savings book (if any); 

2. death certificate of the testator; 

3. notarized will; 

4. passport or other identity document.

Capitalization of interest is the addition of interest accrued during the period to the principal amount of the deposit and the subsequent accrual of income on the amount of the deposit, taking into account the interest added to it. In other words, the calculation of interest on interest.

In accordance with the law of the Republic of Uzbekistan (LRU-1031dated 18.02.2025) "On guarantees for the protection of deposits in banks" deposits of individuals are objects of guarantee. In the event of a guarantee event, the depositor has the right to receive compensation in the amount established by law.

Repayment of the deposit is secured by all property of the Bank.