aab.uz
Information on the terms of international sovereign (corporate) bonds, deposits of foreign financial institutions, and foreign credit lines with available balances (limits) at JSCB "Asia Alliance Bank" (as of December 1, 2025.)
Islamic Corporation for the Development of the Private Sector (ICD) financing line
General terms
Date and Number of the Basic Loan Agreement (Loan No.)
03.03.2025
Involvement under government guarantee or in the name of the Government (guaranteed/unguaranteed
unguaranteed
Renewability of the credit line (revolving/non-revolving)
revolving
Amount and Currency of the Agreement
25 million dollars USA
Available Remaining Limit under the Basic Loan Agreement as of the Reporting Date
0,8 million US dollars
Terms for the utilization of the credit line (start and end dates)
2025-2029
Purpose (sector) of Credit Line Allocation
Financing of projects of business entities according to the "Murabaha" principle for the acquisition of goods for enterprises whose main activity does not contradict the requirements of the CRPD
Regions Where the Use of Credit Line Funds Is Permitted
Regions of the Republic of Uzbekistan where the Bank's Regional Banking Services Offices are located
Minimum and Maximum Loan Amount (for each allocated project loan)
minimum US$ 300,000, maximum US$ 10,000,000
Financing Currency
US dollar
Maximum loan term under the credit line
up to 59 months
Average term of loans issued using credit line funds (based on the loan portfolio data)
54 months
Grace period on the loan
a grace period not exceeding 6 months.
Cost of foreign credit resources (IFIs/Foreign bank, Ministry of Finance), %
USD SOFR Swap, fixed at IRRCS + 4.25% per annum. Approximately 7,75 - 8% per annum
Management fee
not provided for
Commitment fee
not provided for
Front-end fee (one-time initial fee)
not provided for
Bank margin
Approximately 4 - 4,25% per annum
Other Expenses
expenses related to opening a letter of credit
FINAL (TOTAL) APPROXIMATE ANNUAL INTEREST RATE
Approximately 12% per annum
Weighted Average (Annual) Interest Rate on Loans Issued under this Credit Line (Based on Loan Portfolio Data)
Approximately 12%
Requirement for the client's participation share in project financing
not less than 20% of the total project cost.
Country of origin of goods, services, and/or equipment purchased with the loan
In agreement with the ICRC
Document review timelines (branch, Head Office, Agency, IFIs/foreign banks, ECA, etc.)
1. Regional Banking Services Office - up to 3 days
2. Head Bank - up to 5 days
3. Coordination with the CRPD - up to 5 days.
4. Formalization of the murabaha agreement and other permits - up to 5 days
TOTAL - up to 18 days
2. Head Bank - up to 5 days
3. Coordination with the CRPD - up to 5 days.
4. Formalization of the murabaha agreement and other permits - up to 5 days
TOTAL - up to 18 days
List of submitted documents
Application for a guarantee, incorporation documents, information about the founders and the company’s management, consent/decision of the founders to obtain a guarantee and financing and/or to provide collateral, business plan, financial statements (balance sheet, etc.), as well as other documents related to the implementation of the project
Requirements (options) for collateral security
Not less than 125% of the financing amount in a form that satisfies the Bank (real estate, equipment, vehicles, and others not prohibited by law)
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