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Information on the terms of international sovereign (corporate) bonds, deposits of foreign financial institutions, and foreign credit lines with available balances (limits) at JSCB "Asia Alliance Bank" (as of December 1, 2025.)
Loans from the funds of the International Credit Line reconstruction and development bank within the framework of the project "Development of the fruit and vegetable sector in the Republic of Uzbekistan"
General terms
Date and Number of the Basic Loan Agreement (Loan No.)
30.06.2018 (№8824-UZ)
Involvement under government guarantee or in the name of the Government (guaranteed/unguaranteed
Guaranteed
Renewability of the credit line (revolving/non-revolving)
revolving
Amount and Currency of the Agreement
10 million US dollars
Available Remaining Limit under the Basic Loan Agreement as of the Reporting Date
1,82 million US dollars
Terms for the utilization of the credit line (start and end dates)
2018-2038
Purpose (sector) of Credit Line Allocation
Financing of the fruit and vegetable sector of the Republic of Uzbekistan - creation and expansion of fruit and vegetable production;
- creation and expansion of a greenhouse farm;
- acquisition of agricultural machinery, processing equipment, refrigeration equipment, freezing and packaging equipment, and others.
- creation and expansion of a greenhouse farm;
- acquisition of agricultural machinery, processing equipment, refrigeration equipment, freezing and packaging equipment, and others.
Regions Where the Use of Credit Line Funds Is Permitted
Regions of the Republic of Uzbekistan where the Bank's Regional Banking Services Offices are located
Minimum and Maximum Loan Amount (for each allocated project loan)
For investment projects: no more than 2,000,000.00 US dollars or 4,000,000 US dollars in cases of financing the entire value-added chain (production, processing, trade/export).
For working capital: not more than 200,000.00 US dollars.
Financing Currency
US dollar
Maximum loan term under the credit line
For investment projects: up to 120 months For working capital: up to 18 months
Average term of loans issued using credit line funds (based on the loan portfolio data)
12 years
Grace period on the loan
For investment projects: a grace period not exceeding 36 months.
For working capital: a grace period not exceeding 9 months.
Cost of foreign credit resources (IFIs/Foreign bank, Ministry of Finance), %
SOFR + variable spread of the IBRD + margin of the Republic of Uzbekistan in the amount of 0.2% per annum;
About 7% per annum
Management fee
not provided for
Commitment fee
SOFR + variable spread of the IBRD + margin of the Republic of Uzbekistan in the amount of 0.2% per annum;
About 7% per annum
Front-end fee (one-time initial fee)
0.25% of the loan amount
Bank margin
Approximately 4-5% per year
FINAL (TOTAL) APPROXIMATE ANNUAL INTEREST RATE
Approximately 11-12% annually
Weighted Average (Annual) Interest Rate on Loans Issued under this Credit Line (Based on Loan Portfolio Data)
Approximately 9.4%
Requirement for the client's participation share in project financing
not less than 20% of the total project cost.
Country of origin of goods, services, and/or equipment purchased with the loan
unlimited
Process Agent under the agreement
International Center for Strategic Development and Research in the Field of Food and Agriculture under the Ministry of Agriculture (hereinafter referred to as the Center)
Document review timelines (branch, Head Office, Agency, IFIs/foreign banks, ECA, etc.)
1. Regional Banking Services Office - up to 3 days
2. Head Bank - up to 3 days
3. Formalization of the individual loan agreement and other permits - up to 4 days TOTAL - up to 10 days
2. Head Bank - up to 3 days
3. Formalization of the individual loan agreement and other permits - up to 4 days TOTAL - up to 10 days
List of submitted documents
Loan application, incorporation documents, information about the founders and the company’s management, consent/decision of the founders to obtain a loan and/or provide collateral, business plan, financial statements (balance sheet and others), the conclusion of the state environmental review, as well as other documents related to the implementation of the project
Requirements (options) for collateral security
Not less than 125% of the loan amount in a form satisfying the Bank (real estate, equipment, vehicles, and others not prohibited by law)
Other key terms
Each proposal for financing the project from the Credit Line funds must undergo an environmental impact assessment.
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