1. Servicing cards in national currency

   
 
Bank card type      

Uzcard Uzcard-Click HUMO UzCard-UnionPay   Uzcard-MIR Alliance Club HUMO-Click HUMO Virtual Note
Name of services Amount of commission      
1.1. Issuance of bank cards
 
   
1.1.1. Issue of the main card* -
15% of Base rate excluding VAT* 10 000 UZS excluding VAT* 15% of Base rate excluding VAT*  

15% of Base rate excluding VAT*

15% of Base rate excluding VAT* 15% of Base rate excluding VAT*  

no charge


1.1.2. Issue of the main card as part of salary projects, as well as for pensions and scholarships -
- free free       - -

  -

 

Service not available


1.1.3. Issuance of an additional ** card -
15% of Base rate excluding VAT* 10 000 UZS excluding VAT* 15% of Base rate excluding VAT*  

15% of Base rate excluding VAT*

15% of Base rate excluding VAT* 15% of Base rate excluding VAT*  

Service not available


1.1.4. Issuance of a main card with an individual design 25% of Base rate excluding VAT* Service not available      
1.1.5. Issuance of a main card with an individual design as part of salary projects, as well as for the issuance of pensions and scholarships 10% of Base rate excluding VAT* Service not available      
1.1.6. Issuance of an additional card with an individual design 25% of Base rate excluding VAT* Service not available      
1.1.7. Re-issuance of card upon expiry, loss or damage 15% of Base rate excluding VAT* 15% of Base rate excluding VAT* 10 000 UZS excluding VAT* 15% of Base rate excluding VAT*  

15% of Base rate excluding VAT*

15% of Base rate excluding VAT* 15% of Base rate excluding VAT*   no charge
1.1.8. Re-issuance of the card for pensioners upon expiry free Service not available free free       - Service not available  

Service not available

 

Service not available


1.1.9. Re-issuance of card with an individual design upon expiry, loss or damage 25% of Base rate excluding VAT* Service not available      
1.1.10. Re-issuance of a card with an individual design for pensioners upon expiry 10% of Base rate excluding VAT* Service not available      

1.1.11. Issue of the credit card 25% of Base rate (excluding VAT)* Service not available      

1.1.12. Reissuance of a credit card due to expiration, invalidity, loss 25% of Base rate (excluding VAT)* Service not available      
1.1.13. Delivery of cards ordered through mobile applications no charge no charge no charge no charge  

no charge

no charge

no charge

 

Service not available

This service for Click co-branded cards is provided in the cities of Tashkent, Samarkand, Karshi, Bukhara and Fergana
1.2. Maintaining a bank card account:      
1.2.1. Crediting cash and non-cash funds to the card account no charge no charge no charge no charge  

no charge

no charge  

no charge

 

no charge


1.2.2. Replenishment of bank cards of other banks (including all types of co-badging cards) through ATMs of ASIA ALLIANCE BANK in national currency 1% 1% - 1%

  1%

-  

-

  1%
1.2.3. Card blocking / unblocking no charge no charge no charge no charge  

no charge

no charge  

no charge

  no charge
1.2.4. Accrual of interest on the cash balance on the card account not accrued not accrued not accrued not accrued  

not accrued

not accrued  

not accrued

 

not accrued


1.2.5. Maintenance of the SMS-informing service (SRPC and NIPC) no charge no charge no charge no charge  

no charge

no charge  

no charge

 

no charge

see Note 1
1.2.6. Remote use of a plastic card through mobile applications or web resources of other organizations On the offer basis On the offer basis On the offer basis On the offer basis  

On the offer basis

On the offer basis  

On the offer basis

 

On the offer basis


1.2.7. Insurance deposit*** - - - 50 000 UZS  

50 000 UZS

-  

-

  - The amount of the insurance deposit is formed only on co-bage cards at the expense of the client’s funds recorded on the card account. The amount of the security deposit is not available for use on the card. When issuing an additional card to the main card, an additional insurance deposit is not made by the client. The amount of the security deposit on the main card applies to all cards assigned to the client’s account
1.2.8. Request for card account balance through ATMs using UnionPay co-badging cards - - - 5 000 UZS in view of VAT*  

5 000 UZS in view of VAT*

-  

-

  - for each request outside the Republic of Uzbekistan
1.2.9. Placement a card into a global stop list - - - 50% of Base rate excluding VAT*        - -  

-

  This service is provided only on UnionPay co-bage cards.
1.2.10. Processing disputed transactions on bank cards according to the client’s statement about disagreement with the transaction - - - 200 000 UZS excluding VAT*  

200 000 UZS excluding VAT*

-  

-

  - This service is provided only on co-bage cards.
1.2.11. Cash withdrawal from ATMs and terminals of other banks of the Republic of Uzbekistan no charge no charge no charge no charge  

no charge

no charge  

no charge

  no charge Excluding the commission of the acquiring bank
1.2.12.

Cash withdrawal from ATMs of foreign banks, as well as ATMs of NPS "HUMO"

- - - 2%
 

2%

-  

-

  - Excluding the commission of the acquiring bank
1.2.13. Payment and transfers from the card of national payment systems (without using mobile applications and web resources) according to the client's request



 
    -
а) to bank card accounts 0,5% of the amount (MIN 3000 UZS in view of VAT)       regardless of the card issuer
b) for utility bills (electricity, gas, heating and hot water, cold water, garbage collection) no charge      
с) for taxe payments (including penalties and fines for taxes) no charge      
d) payments to JSC "UZAUTO MOTORS" no charge      
e) accepted as an initial installment on loans issued by JCB «ASIA ALLIANCE BANK», as well as insurance payments on them no charge      
f) accepted for the implementation of international money and bank transfers no charge      
g) to accounts opened in the system of JCB "ASIA ALLIANCE BANK" in other cases not mentioned above no charge      
h) to accounts opened with other banks in other cases not mentioned above 0,5% of the amount (MIN 3000 UZS in view of VAT)      
1.2.14

Depositing cash to a card account in the NSPK "MIR" infrastructure

- - - - 1,5% - -  
1.2.15. Payment in the terminals of the bank installed in trade and service enterprises no charge      
1.2.16. Payment in terminals and ATMs of other banks of the Republic of Uzbekistan (including via the Internet) no charge       Excluding the commission of the acquiring bank
1.2.17. Payment in terminals and ATMs of foreign banks (including via the Internet) - - - no charge  

no charge

-  

-

  Excluding the commission of the acquiring bank
1.3. Cash service      
1.3.1. Cash withdrawal at the Bank's cash desks using cards of national payment systems 1% 

(FREE OF CHARGE from the cards of ASIA ALLIANCE BANK during the period from 20.12.2021 to 31.12.2022 according to the PROMOTION)

 
  on pension cards of the Bank and JSC Xalq Bank - free
1.4. Other services      
1.4.1. Cashback to the card from the Bank's Partners (refunds are made in the form of crediting funds to the client's card once a week) - - - from 1% to 5% of the transaction**** amount (depending on the Partner)       - from 1% to 5% of the transaction amount (depending on the Partner)  

-

  The list of Partners can be found here:

**Only UzCard can be issued to the main UzCard as an additional card. Only the Humo card can be issued to the main Humo card as an additional card. Only the co-bage card as an additional card can be issued to the main card of the co-bage card. The number of additional cards issued to the main card is not limited.

***The insurance deposit is returned to the customer in full upon expiration of the card or upon termination of the contract in the absence of customer debt to the bank for transactions using co-bage cards. As part of the salary project, an insurance deposit is not provided.

****except for cards opened as part of salary projects and cards for pensioner  

1. The commission associated with receiving and sending SMS messages within the framework of using the service is debited by the mobile operator directly from the client's subscriber account according to the tariff of the mobile operator.

General conditions for the application of tariffs: Base rate – an estimation (instead of minimum wage), implemented as of 1st of September, 2019 in accordance with Presidential Decree No.5723 dd.21.05.2019