1. Servicing cards in national currency.

Type of bank card    

Uzcard HUMO   Uzcard-UnionPay HUMO-Click Note
Name of services Amount of commission
1.1. Issuance of bank cards
1.1.1. Issue of the main card* 15% of Base rate excluding VAT* 25 000 UZS excluding VAT*
15% of Base rate excluding VAT*
15% of Base rate excluding VAT*
1.1.2. Issue of the main card as part of salary projects, as well as for pensions and scholarships free free free -
1.1.3. Issuance of an additional ** card 15% of Base rate excluding VAT* 25 000 UZS excluding VAT* 15% of Base rate excluding VAT* 15% of Base rate excluding VAT*
1.1.4. Re-issuance of card upon expiry, loss or damage   15% of Base rate excluding VAT* 25 000 UZS excluding VAT* 15% of Base rate excluding VAT* 15% of Base rate excluding VAT*
1.1.5. Re-issuance of the card for pensioners upon expiry free free free -
1.1.6. Issue of the credit card in accordance with the conditions approved by the bank for loans ( follow the link )

1.1.7. Reissuance of a credit card due to expiration, invalidity, loss 25% of Base rate (excluding VAT)*

1.1.8. Delivery of cards ordered through mobile applications - free free -
1.2. Maintaining a bank card account:    
1.2.1. Replenishment of bank cards of other banks (including all types of co-badging cards) through ATMs of ASIA ALLIANCE BANK in national currency 1% - 1%

1.2.2. Request for card account balance through ATMs using UnionPay co-badging cards - - 5 000 UZS in view of VAT* - for each request outside the Republic of Uzbekistan
1.2.3. Placement a card into a global stop list - - 50% of Base rate excluding VAT* -
1.2.4. Processing disputed transactions on bank cards according to the client’s statement about disagreement with the transaction - - 2200 000 UZS excluding VAT* -
1.2.5. Cash withdrawal from ATMs of foreign banks - - 2% of the transaction amount - Excluding the commission of the acquiring bank
1.2.6. Payment and transfers from the card of national payment systems (without using mobile applications and web resources) according to the client's request
а) to bank card accounts 0,5% of the amount (MIN 3000 UZS in view of VAT) regardless of the card issuer
b) Payments for all types of state duty and administrative fines) free
c) Payments for public services provided by public service centers, including through the Unified Portal of Interactive Public Services free
d) Payments to preschool educational organizations, general secondary, secondary specialized, professional, higher educational institutions, as well as institutions of postgraduate education, retraining, advanced training and healthcare free
e) Payments for all types of utilities free
f) Payments for the enforcement of judicial acts and acts of other bodies collected by the bodies of the Bureau of Compulsory Enforcement free
g) Payments to the Electronic Trading Platform "E-auksion" and the Automated Information System "K-Savdo" free
h) payment of taxes (including penalties and fines for taxes) free
i) payments to JSC "UZAUTO MOTORS" free
j) accepted as an initial installment on loans issued by JCB «ASIA ALLIANCE BANK», as well as insurance payments on them free
k) accepted for the implementation of international money and bank transfers free
l) to accounts opened in the system of JCB "ASIA ALLIANCE BANK" in other cases not mentioned above free
m) to accounts opened with other banks in other cases not mentioned above 0,5% of the amount (MIN 3000 UZS in view of VAT)
1.3. Cash service
1.3.1. Cash withdrawal at the Bank's cash desks using cards of national payment systems 1%
1.4. Other services
1.4.1. Cashback to the card from the Bank's Partners (refunds are made in the form of crediting funds to the client's card once a week) - - from 1% to 5% of the transaction*** amount (depending on the Partner)
The list of Partners can be found here:

Note:

*In accordance with the Law of the Republic of Uzbekistan “On amendments and additions to the Tax Code of the Republic of Uzbekistan” dated December 29, 2021 No. URK-741, from April 1 of year 2022, banking services with a fixed fee are included in the taxable object for levying VAT in the amount corresponding to the current legislation.

**Only UzCard can be issued to the main UzCard as an additional card. Only the Humo card can be issued to the main Humo card as an additional card. Only the co-bage card as an additional card can be issued to the main card of the co-bage card. The number of additional cards issued to the main card is not limited.

***Except for cards opened as part of salary projects and cards for pensioner


General conditions for the application of tariffs:

Service in bank offices implies customer service by bank employees

Base rate – an estimation (instead of minimum wage), implemented as of 1st of September, 2019 in accordance with Presidential Decree No.5723 dd.21.05.2019