1. Transactions in national currency**

Name In percentage or monetary units Note
1.1. Maintaining an account for deposits in national currency

1.1.1. Opening, management and closure of accounts no charge
1.1.2. Accrual of interest on deposits (demand, savings and term) in accordance with the conditions approved by the bank for deposits (link)
1.1.3. Issuance of the saving book upon opening an account no charge
1.1.4. Issuance of a new saving book in case of loss or damage 10% of Base rate (excluding VAT)*
Also charged if you lose your passbook at the end of the deposit term
1.1.5. Transfer of a saving book for temporary storage 10% of Base rate (excluding VAT)*
1.1.6. Issuance of account statement upon request of the client, tracing of deposits in the bank by the request of owner or successor 15% of Base rate (excluding VAT)*
1.1.7. Using the "Personal Cabinet" system no charge
1.2. Non-Cash payments

1.2.1. Receiving funds to deposit account no charge
1.2.2. Non-cash transfer from clients deposit accounts:


a) Payments for all types of state duty and administrative fines no charge

b) Payments for public services provided by public service centers, including through the Unified Portal of Interactive Public Services no charge

c) Payments to preschool educational organizations, general secondary, secondary specialized, professional, higher educational institutions, as well as institutions of postgraduate education, retraining, advanced training and healthcare no charge Only registered in the MUNIS system

d) Payments for all types of utilities no charge

e) Payments for the enforcement of judicial acts and acts of other bodies collected by the bodies of the Bureau of Compulsory Enforcement no charge

f) Payments to the Electronic Trading Platform "E-auksion" and the Automated Information System "K-Savdo" no charge

g) Payments for the purchase of tickets for travel in aviation, railway and other types of public transport no charge
h) to plastic card accounts 0,5% of the amount 

To the card account of JSCB "ASIA ALLIANCE BANK" - no charge

i) payment of taxes (including penalties and fines for taxes) no charge
j) payments to JSC "UZAUTO MOTORS"; no charge
k) accepted as an initial installment on loans issued by JCB «ASIA ALLIANCE BANK», as well as to pay insurance payments on them no charge
l) accepted for the implementation of international money and bank transfers no charge
m) to accounts opened in the system of JCB "ASIA ALLIANCE BANK", in other cases not mentioned above no charge
n) to accounts opened in other banks, in other cases not mentioned above 0.5% of the transfer amount
o) upon return of funds that were mistakenly credited to the client's account, based on the client's application no charge
1.3. Cash service

1.3.1. Withdrawing cash that were deposited in non-cash for:
except for funds received on bank cards
а) - by decision of the judiciary 0,5% from the amount
b) received in non-cash form on demand deposits as interest and return of the principal amount on term and savings deposits of the bank No commission
с) refund of funds accepted as an initial installment on retail loans No commission
d) in other cases not mentioned above 1,5% from the amount (min 3000 UZS) of the issued amount
1.4. Implemantation of other one-time payments of individuals accepted in cash without opening an account (including those made through MUNIS):

а) Payments for all types of state duty and administrative fines no charge

b) Payments for public services provided by public service centers, including through the Unified Portal of Interactive Public Services no charge

c) Payments to preschool educational organizations, general secondary, secondary specialized, professional, higher educational institutions, as well as institutions of postgraduate education, retraining, advanced training and healthcare no charge Only registered in the MUNIS system

d) Payments for all types of utilities no charge

e) Payments for the enforcement of judicial acts and acts of other bodies collected by the bodies of the Bureau of Compulsory Enforcement no charge

f) Payments to the Electronic Trading Platform "E-auksion" and the Automated Information System "K-Savdo" no charge

g) Payments for the purchase of tickets for travel in aviation, railway and other types of public transport no charge
h) taxe payments (including penalties and fines for taxes) no charge
i) payments to JSC "UZAUTO MOTORS" no charge
j) accepted as an initial installment on loans issued by JCB «ASIA ALLIANCE BANK», as well as to pay insurance payments on them no charge
k) accepted for the implementation of international money and bank transfers no charge
l) to accounts opened in the system of JCB "ASIA ALLIANCE BANK", in other cases not mentioned above no charge
m) to accounts opened in other banks, in other cases not mentioned above 0.5% of the transfer amount, (min 3000 UZS, incl. VAT)

*In accordance with the Law of the Republic of Uzbekistan “On amendments and additions to the Tax Code of the Republic of Uzbekistan” dated December 29, 2021 No. URK-741, from April 1 of year 2022, banking services with a fixed fee are included in the taxable object for levying VAT in the amount corresponding to the current legislation.

**This section does not apply to servicing bank card accounts

General conditions for the application of tariffs:

Base rate – an estimation (instead of minimum wage), implemented as of 1st of September, 2019 in accordance with Presidential Decree No.5723 dd.21.05.2019