Credits

Consumer credit

Consumer credits are provided to individuals having a permanent official income for purchasing goods and services for satisfaction of their consumer needs.

From 27,99% to 32% per annum

Interest rate

Up to 36 months

Credit term

Up to 500 base rates

Loan amount

Credit arrangements for medical services

Credit arrangements for purchasing of household appliances

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Credit arrangements for purchasing of furniture

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Credit arrangements for purchasing of windows, grids, steel plate door etc.

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Credit arrangements for conduction of celebrations

Credit arrangements for purchasing of air tickets

Bank reserves the right to request additional documents for more complete analysis of the borrower's solvency.

Loan agreement for the provision of consumer credit

Size: 291.23 KB

Format: pdf

General terms

Loan target

For the purchase of goods and services for consumer needs

Loan currency

Sum

Loan amount

Up to 500 base rates

Interest rate

From 27,99% to 32% per annum

Credit term

Up to 36 months

Loan processing method

Bank branch

Form of issue

Non-cash

Grace period

Repayment method

Differentiated, Annuity

Frequency of payments

Monthly

Borrower requirements

Loans are granted to individuals aged 18 to 60 years, with permanent official income, who are residents of the Republic of Uzbekistan.

Loan Provision Order

Non-cash

Required Documents

Loan application;
Identity document (passport, ID card, residence permit, etc.);
Income verification document;
Sales agreement for goods or services purchased with the loan;
Documents ensuring loan repayment.

Loan Service Fee

None

Additional Conditions

Early repayment can be made at any time, either fully or partially.