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Consumer credit

Consumer credits are provided to individuals for purchasing goods and services produced in the Republic of Uzbekistan and intended for satisfaction of their consumer needs.
  • from 24%
    Interest rate
  • up to 36 months
    Credit term
  • up to 500 times the Base Design Value (BV)
    Loan amount

Consumer credits are provided to individuals for purchasing goods and services produced in the Republic of Uzbekistan and intended for satisfaction of their consumer needs. 

Loans are provided to physical persons – residents (hereinafter –the"Borrower"), having a permanent job and residence in Tashkent city and Tashkent region, as well as in other areas where there are regional branches of the Bank and those opened demand deposit accounts in national currency at the Bank."

Credit arrangements for medical services.

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Credit arrangements for purchasing of household appliances of domestic manufacture.

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Credit arrangements for purchasing of furniture of domestic manufacture.

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Credit arrangements for purchasing of windows, grids, steel plate door etc.

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Credit arrangements for conduction of celebrations.

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Credit arrangements for purchasing of air tickets.

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Terms of customer crediting:

Maximal amount of credit

500 minimum earnings

Interestrate

up to 12 months – 24 % annually

up to 36 months – 26 % annually

Purpose of credit

Purchasing of the goods, works and services manufactured in the Republic of Uzbekistan

Redemption of principal debt and interests

Monthly

Documents necessary for obtaining of a credit:

  • Application for credit 
  • Certificate of income of applicant issued by permanent place of work for the last 12 monnths
  • Passport of applicant, copy of which shall be filled to the credit file
  • Contract for the sale of goods or service rendering purchased on account of the credit 
  • Documents for security of credit recovery 


Bank reserves the right to request additional documents for more complete analysis of the borrower's solvency.
Loan agreement
Size: 34.61 KB
Format: docx

General terms

Interest rate
from 24%
Loan amount
up to 500 times the Base Design Value (BV)
Loan target
Acquisition of goods, works and services produced in the Republic of Uzbekistan
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 36 months
Loan processing method
bank branch
Grace period
No
Calculate your loan
The consumer loan calculator allows you to calculate the approximate amount of the overpayment for the term of using the loan, and the approximate amount of the monthly installment.
100000
sum
Enter amount of loan required
12
months
Select the planned loan term
The calculation is preliminary.
The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
  • Interest rate
    ...%
  • Average monthly payment
    ... sum
  • Full cost of the loan
    ...%
Information sheet
How to get a loan?
1
Fill out an application
The process of obtaining a loan begins with the submission of an application - online or in one of the bank branches.
2
Wait for a decision
The application will be reviewed within one business day.

Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.
3
Get a loan
After the application is approved, we will transfer the money for your purchase to the seller's account

Terms and Conditions

Consumer credits are provided to individuals for purchasing goods and services produced in the Republic of Uzbekistan and intended for satisfaction of their consumer needs.

Required documents for obtaining a loan:
  • Application for credit
  • Certificate of income of applicant issued by permanent place of work for the last 12 monnths
  • Passport of applicant, copy of which shall be filled to the credit file
  • Contract for the sale of goods or service rendering purchased on account of the credit
  • Documents for security of credit recovery
The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.

We are happy to help you

Our consultants will help you solve any issue. Just give us a call or request a call back.

If you have questions about deposits, our consultants will answer them.
(+998 71) 231-60-00
Single Call Center
Work schedule: MO-FR 08:00-20:00, SA-SU 09:00-18:00

The Alliance mobile application is equipped with interactive services and a calculator.

An online chat with the Bank's Support Service is also available.

FAQ

Make payments on loans at any time convenient for you
You don't have to go anywhere! The Alliance application will allow you to redeem it anywhere in the world, the main thing is that there is Internet! The payment process is as simple as possible.
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Single Call Center
(+998 71) 231-60-00
Work schedule: MO-FR 08:00-20:00, SA-SU 09:00-18:00
Consumer rights protection
(+998 71) 231-60-67
Work schedule: MO-FR 09:00-18:00
Helpline
(+99871) 228-69-09
Work schedule: MO-FR 09:00-18:00
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