Car loan “IMKONIYAT”

CAR LOAN “IMKONIYAT” - Consumer loan to individuals for the purchase of GENTRA, COBALT, ONIX and TRACKER cars produced in the Republic of Uzbekistan and sold through the network of authorized Dealers in the domestic market.

A car loan is provided without a down payment in the amount of up to 100% of the value of the Car.

Persons interested in obtaining a loan can choose the parameters of their loan based on the following options, depending on the amount of the initial loan payment:

The Bank provides the opportunity to choose the method by which the monthly payment for the car loan will be calculated. The first one - when the payments are the same every month (annuity), and the second one – when they decrease over time.

The client's expenses related to the loan include only the costs of insurance  for vehicles purchased at the loan expense. The issuance and maintenance of loans for the purchase of road transport is not subject to any additional payments.

The amount of the insurance premium for the insurance of the vehicle collateral will be calculated from 125% of the loan amount.

As collateral for the loan, the Bank accepts:

• collateral of motor vehicles purchased with a loan (the main collateral);
• insurance policy that meet the requirements of the Bank (optional).

To obtain a Loan, the Bank shall be provided with the following documents:

1. Application for the Loan.
2. Certificate of employment or other document confirming the amount of income for the last 12 months.
3. Contract of delivery of the car.
4. Identity document (passport, ID-card, residence permit, etc.)
5. Documents to secure the loan.

The Bank reserves the right to request additional documents for the most complete analysis of the Borrower's/Co-Borrower's solvency.