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Car loan “IMKONIYAT”

Consumer loan to individuals for the purchase of cars produced in the Republic of Uzbekistan and sold through the network of authorized Dealers in the domestic market.
  • from 24%
    Interest rate
  • up to 48 months
    Credit term
  • A car loan is provided without a down payment in the amount of up to 100% of the value of the Car.
    Loan amount

CAR LOAN “IMKONIYAT” - Consumer loan to individuals for the purchase of GENTRA, COBALT and ONIX cars produced in the Republic of Uzbekistan and sold through the network of authorized Dealers in the domestic market.

A car loan is provided without a down payment in the amount of up to 100% of the value of the Car.

Persons interested in obtaining a loan can choose the parameters of their loan based on the following options, depending on the amount of the initial loan payment:

The amount of the initial payment

Loan period

Interest rate

0%

up to 12 month

24% annually

up to 48 month

27.99% annually

The Bank provides the opportunity to choose the method by which the monthly payment for the car loan will be calculated. The first one - when the payments are the same every month (annuity), and the second one – when they decrease over time.

The client's expenses related to the loan include only the costs of insurance and registration of collateral for vehicles purchased at the loan expense. The issuance and maintenance of loans for the purchase of road transport is not subject to any additional payments.

The amount of the insurance premium for the insurance of the vehicle collateral will be calculated from 125% of the loan amount.

As collateral for the loan, the Bank accepts:

  • collateral of motor vehicles purchased with a loan (the main collateral);
  • insurance policy that meet the requirements of the Bank (optional).

To obtain a Loan, the Bank shall be provided with the following documents:

  1. Application for the Loan.
  2. Certificate of employment or other document confirming the amount of income for the last 12 months.
  3. Contract of delivery of the car.
  4. Identity document (passport, residence permit, etc.)
  5. Documents to secure the loan.

The Bank reserves the right to request additional documents for the most complete analysis of the Borrower's/Co-Borrower's solvency.

General terms

Interest rate
from 24%
Loan amount
A car loan is provided without a down payment in the amount of up to 100% of the value of the Car.
Loan target
Acquisition of a new vehicle manufactured in the Republic of Uzbekistan
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 48 months
Loan processing method
-
Grace period
No
Calculate your loan
The consumer loan calculator allows you to calculate the approximate amount of the overpayment for the term of using the loan, and the approximate amount of the monthly installment.
25
%
Specify the percentage that must be paid before obtaining a loan
10000000
sum
Enter amount of loan required
12
months
Select the planned loan term
The calculation is preliminary.
The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
  • Interest rate
    ...%
  • Average monthly payment
    ... sum
  • Full cost of the loan
    ...%
Information sheet
How to get a loan?
1
Fill out an application
The process of obtaining a loan begins with the submission of an application - online or in one of the bank branches.
2
Wait for a decision
The application will be reviewed within one business day.

Prepare the necessary documents. The manager will contact you, clarify the details and arrange a meeting.
3
Get a loan
After the application is approved, we will transfer the money for your purchase to the seller's account

We are happy to help you

Our consultants will help you solve any issue. Just give us a call or request a call back.

If you have questions about deposits, our consultants will answer them.
(+998 71) 231-60-00
Single Call Center
Work schedule: MO-FR 08:00-20:00, SA-SU 09:00-18:00

The Alliance mobile application is equipped with interactive services and a calculator.

An online chat with the Bank's Support Service is also available.

FAQ

Make payments on loans at any time convenient for you
You don't have to go anywhere! The Alliance application will allow you to redeem it anywhere in the world, the main thing is that there is Internet! The payment process is as simple as possible.
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(+998 71) 231-60-00
Work schedule: MO-FR 08:00-20:00, SA-SU 09:00-18:00
Consumer rights protection
(+998 71) 231-60-67
Work schedule: MO-FR 09:00-18:00
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(+99871) 228-69-09
Work schedule: MO-FR 09:00-18:00
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