Car loan «AVTO - PLUS»

CAR LOAN “AVTO - PLUS”- consumer credit for the purchase of cars and other models in the primary market.

The maximum loan amount is 450.0 million soums.

Persons interested in obtaining a loan can choose the parameters of their loan based on the following options and the amount of the initial payment, depending on the period of use of the loan:

The Bank provides the opportunity to choose the method by which the monthly payment for the car loan will be calculated. The first one - when the payments are the same every month (annuity), and the second one – when they decrease over time.

The client's expenses related to the loan include only the costs of insurance  for vehicles purchased at the loan expense.

The amount of the insurance premium for the insurance of the vehicle collateral will be calculated from 125% of the loan amount.

As collateral for the loan, the Bank accepts:

• collateral of motor vehicles purchased with a loan (the main collateral);
• insurance policy that meet the requirements of the Bank (before the execution of the main pledge agreement).

To obtain a Loan, the Bank shall be provided with the following documents:

1.      Application for a Loan.

2.        Certificate of employment or other document confirming the amount of income for the last 12 months. When paying for an initial payment of more than 30%, income certificate is not required. 

3.      Identity document (passport, ID-card, residence permit, etc.)

4.      Contract of delivery of the car.

5.      Documents to secure the loan.

The Bank reserves the right to request additional documents for the most complete analysis of the Borrower's/Co-Borrower's solvency.